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New Hampshire Health Protection Plan offers affordable health insurance options to thousands of Granite Staters

With recent changes in state law, more affordable health insurance options have been made available to an estimated 50,000 New Hampshire residents at little to no cost to them through the New Hampshire Health Protection Plan. The plan began accepting applications on July 1 and is now enrolling New Hampshire residents who qualify. Coverage through these plans begins on August 15.

The New Hampshire Health Protection Plan offers two ways to get health insurance coverage:

  • The Health Insurance Premium Program is for New Hampshire residents with access to health insurance through their employer and who meet state income criteria. The Health Insurance Premium Program helps working adults afford for this cost-effective employer-sponsored insurance by paying the employee’s premiums and other costs of coverage.
  • The Voluntary Bridge to Marketplace Program is for New Hampshire residents who do not have access to health insurance at work or do not qualify for the Health Insurance Premium Program. If eligible, residents can get low or no-cost health insurance through managed care plans offered by Well Sense and New Hampshire Healthy Families. Some people who qualify may also get help enrolling in a plan on the Health Insurance Marketplace later this year is those insurance plans are less expensive.

Both programs are available to New Hampshire residents ages 19 to 65 that meet the state’s income eligibility. For example, a single person making less than $1,342 per month or $16,105 would qualify. A family of three making less than $2,276 a month or $27,310 a year would also qualify, as would a family of four making less than $2,743 a month or $32,913 a year.

These programs offer comprehensive coverage that includes preventive care, emergency care and hospital visits, mental health counseling and substance abuse treatment. By providing more affordable health insurance options and better access to health care, New Hampshire officials aim to improve the health of low-income New Hampshire residents while reducing the number of uncompensated medical visits that shift costs onto New Hampshire’s businesses and people.

For those who would like to learn more about the New Hampshire Health Protection Plan and whether they are eligible, they can find information at www.nheasy.nh.gov or www.healthcare.gov. Residents can also call the Medicaid Service Center at 1-888-901-4999 to speak with someone for assistance. Applications can be submitted online at the above websites, by calling the Medicaid Service Center, by downloading a paper application at www.dhhs.nh.gov or by visiting a Department of Health and Human Services district office.